Easy Cash Offer
Get My Cash OfferMy offer
Inherited house · Nationwide

Get a cash offer for a house you inherited.

Mom's house, dad's house, grandma's house. Enter the address and see a real cash number. We handle the paperwork and close when you're ready.

What's happening

You didn't ask for this house. Now it's yours.

An inherited house is rarely a financial decision first. It's a life-stage decision tangled up with a financial one. Most sellers we talk to are splitting proceeds with siblings, clearing a lifetime of stuff out of a 60-year-old three-bedroom, and trying to not blow up relationships in the process.

Whether you can sell depends on how the title transferred. If the house went through probate and a deed is now in your name (or the estate's name with you as executor), you can sell. If it passed through a transfer-on-death instrument (TODI) or a living trust, even simpler. If probate is still pending, you probably can't sign a deed yet — see the probate pillar.

On price, an inherited house usually sells below retail because it's dated, full of belongings, and you don't want to spend 6 months fixing it up to chase a higher number. That's fine. A cash offer solves the time and effort problem even when the house itself is in decent shape.

Where are you in the process?

Your stage sets your buyer pool and your offer range.

Stage 1 · Pre-probate
Death certificate issued. No court filings yet.
You can't sign a deed yet unless title passed via a TODI or trust. But you can get an offer in hand so you know the number when you're ready.
Offer range: 70–80% of ARV (quote only)
Buyer pool: Full buyer pool quoting
you are here
Stage 2 · Probate active
Letters of office issued. Executor can act.
The executor can sign a contract, sometimes with court approval depending on the will's powers. Most cash buyers work inside probate routinely.
Offer range: 68–78% of ARV
Buyer pool: Experienced probate buyers
Stage 3 · Probate cleared
Deed in heirs' names. Clean title.
Simplest scenario. Standard cash timeline, no court approval delays. You set the close date.
Offer range: 70–80% of ARV
Buyer pool: Full buyer pool
Methodology — situation-specific

What a cash buyer actually pays here.

Start with ARV as if the house were in its current condition — dated kitchen, original bathrooms, and whatever the carpet is doing. Cash buyers don't ask you to stage, paint, or clean. They take what's there. The offer is 65–75% of ARV minus a specific repair reserve for whatever the walkthrough turns up.

Example: $280,000 ARV on a 1965 three-bedroom in Charlotte, NC, $25,000 in confirmed updates needed (kitchen, one bath, HVAC). The math lands at $280,000 × 0.72 = $201,600, minus $25,000 repairs, for a cash offer around $176,000. Every line is on your offer page.

The belongings question gets asked a lot. Most cash buyers will take the house with contents — you take what you want, leave the rest, they handle the cleanout. That's part of the speed premium you're buying.[1]

Timeline

Cash vs. listing — here's how long each takes.

Cash offer
In as little as 7 days, or on your timeline.

If probate is already closed and title is clean, you can close cash in 10–21 days or wait as long as you need. If you're mid-probate, the timeline follows the court, not the buyer. We've had probate sales close in 30 days and others take 4 months. The offer number doesn't change for the delay.

Listing on market
60 to 120 days.

With work before listing, photos, time on market, and inspection risk. On a tight timeline, a listing usually doesn't close in time — you'd want cash or a hybrid strategy.

Where this falls apart

When cash is NOT the right move on an inherited house.

If the house is in good shape, recently updated, and you have the time and temperament to list it, listing nets more money. On a $300k clean house that last saw a rehab in 2018, the difference between cash and retail is often $50k after commissions. That's real money for heirs splitting proceeds.

If the house generates rental income and an heir wants to keep it, keeping it is usually the better long-term outcome than selling. The stepped-up basis at death means very little capital gains tax if you sell now — but it also means low taxes if you hold and sell later. Talk to a CPA before you sell.

And if siblings disagree about selling, a cash sale will not resolve that — it will accelerate a fight. Solve the family question first. A partition action or a sibling buyout is cleaner than selling under disagreement.

I have runway — connect me with an agentSee the probate pillar →
Side by side

Cash offer · List with agent · Keep as rental.

Cash offer
List with agent
Keep as rental
Net to you
~70–78% of retail, lump sum
Highest, ~92% after commission
Monthly income, long-term appreciation
Speed
10–30 days (if probate clear)
60–120 days
N/A — ongoing
Work required
None, including cleanout
Repairs, staging, cleanout
Ongoing landlording
Tax treatment
Stepped-up basis, minimal gain
Same
Rental income taxed; basis steps up
Best when
You want out fast, one number
House is clean, heirs aligned
Cash flow + heir agreement
FAQ

The questions homeowners ask us first.

Do I need probate to finish before selling?+
Depends on how title transferred. If there's a transfer-on-death instrument or a living trust, no. If the house is in the estate, yes — the executor signs the contract with letters of office from the court.
What happens to the stuff in the house?+
Take what you want, leave the rest. Most of our buyers handle cleanout as part of the sale. Nothing you leave behind is a problem.
How do we split proceeds between siblings?+
At closing, the title company wires each heir their share per the deed or the probate order. We don't get involved in the split — that's between you and the estate.
What's the tax hit on an inherited house?+
Usually small. Inherited property gets a stepped-up basis to fair market value on the date of death, so capital gains are calculated from that number, not what the decedent paid in 1978. Talk to a CPA — we don't give tax advice.
Can we sell if one heir objects?+
Not cleanly. All heirs on title have to sign. If one objects, you're looking at a partition action, which is a lawsuit. Solve that before calling buyers.
Does out-of-state help matter? I live in another state.+
Not to us. We close with the title company; you sign remotely with a notary or at a local UPS Store. See the out-of-state owner pillar for details.
Related situations
Related cities in our footprint
Charlotte, NCAtlanta, GANashville, TNKansas City, MOPhoenix, AZCounty records →

See your cash offer.

About a minute. No signup. The math is on the next screen.

Sources
[1] State probate statutes — every US state has one; the threshold for independent vs. supervised administration depends on the will and the state.
[2] State transfer-on-death deed and small-estate-affidavit provisions — most states allow one or both, with thresholds and forms varying.
[3] IRS Publication 551, Basis of Assets (stepped-up basis for inherited property).